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Links to Other Helpful Sites

Arbitration

URL: http://www.nclc.org/index.php?option=com_content&view=article&id=54&Itemid=70

Arbitration clauses in consumer contracts are widely used to restrict your consumer rights by forcing the consumer to negotiate outside of court on the company's terms. The National Consumer Law Center provides resources about tactics against arbitration.

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Contracts

Bank Accounts

URL: http://www.fdic.gov/consumers/banking/index.html

Tips for Protecting Your Bank Accounts and Your Money

Bank Accounts - what they are and how they can save you money.

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General Consumer Information

Banking Options

URL: http://www.nclc.org/issues/banking-a-payment-systems.html

Banking laws have changed over time, but the most recent adaptations can leave the consumer unprotected. The National Consumer Law Council has more information on overdraft loans, electronic payments, and prepaid credit cards.

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Bank Accounts

Bankruptcy

URL: http://www.nclc.org/issues/bankruptcy.html

Bankruptcy is an option to financial problems that involves a complicated process, but provides benefits that allow a person to keep many of their possessions. The National Consumer Law Council provides more information and resources on bankruptcy, click here.

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Bankruptcy

Bankruptcy Basics

URL: http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx

Basic Information on Federal Bankruptcy Laws and NH Resources

The Federal Bankruptcy Court has a website called Bankruptcy Basics that is designed to give information to the public about the Bankruptcy Court, Bankruptcy process and procedure.

Additionally, the NH Pro Bono Program has information and resources on bankruptcy.

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Bankruptcy

Basic Small Claims Information

URL: http://www.courts.state.nh.us/district/claims/index.htm

The New Hampshire Judicial Branch Website provides basic information on the small claims process.

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General Consumer Information

Budgeting

URL: http://www.communityloanfund.org/how-we-help/ida

Budgeting and methods of asset building with IDA matched savings accounts.

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General Consumer Information

Bureau of Housing and Homelessness

URL: http://www.dhhs.state.nh.us/dcbcs/bhhs/index.htm

The Bureau of Housing and Homelessness has information about homeless services.

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Car Sales & Financing

URL: http://www.nclc.org/issues/car-sales-a-financing.html

Many offers for cars are too good to be true. So are offers for financing them. To avoid some problems, read more information here provided by the National Consumer Law Council.

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Automobiles

Child Sexual Abuse

URL: http://www.nhcadsv.org/child_sexual_abuse.cfm

The New Hampshire Coalition Against Domestic and Sexual Violence has lots of information available to help people understand and identify domestic and sexual violence; learn about the impact of these forms of violence on special populations; and seek assistance for victims.

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Definitions of Abuse

Child Tax Credit

URL: http://www.irs.gov/publications/p972/index.html

The Child Tax Credit.

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Income Taxes

Child Tax Credit

URL: http://www.irs.gov/ita/article/0,,id=219898,00.html

The Child Tax Credit eligibility.

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Credit Cards

URL: http://www.nclc.org/issues/credit-cards.html

Credit cards are easily abused and can create crippling financial situations. For more information and resources, follow this link to information on credit cards provided by the National COnsumer Law Council.

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Using Credit

Credit Discrimination

URL: http://www.nclc.org/issues/credit-discrimination.html

It is possible that you were unfairly denied access to credit. To find out what more you can do, read this information provided by the National Consumer Law Council.

Credit History

URL: http://www.fdic.gov/consumers/consumer/moneysmart/mscbi/mscbi.html

Credit History - what it is and why it is important.

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General Consumer Information

Credit Report

URL: http://www.nclc.org/issues/credit-reports.html

Your credit report could be hindering you from access credit. Find out more about credit report policies at this page on the National Consumer Law Council website.

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Credit Practices/Credit Reports

Debt Collection

URL: http://www.nclc.org/issues/debt-collection.html

The debt collectors are calling, what are my rights?

You may owe money but you still have rights. Find out what they are and other information provided by the Naitonal Consumer Law Council by clicking here.

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Collection/Repossession

Department of Energy: Energy Savers

URL: http://www.energysavers.gov/tips/

The Department of Energy wants to help you save energy. Click here for more information.

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Public Utilities/Energy

Disabilities Rights

URL: http://www.nh.gov/hrc/disability/index.html

The New Hampshire Commission for Human Rights has information available regarding disabilities rights. This link will take you to their website where you will find disabilities rules and information about other services.

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Disability Rights

Disabilities Rights - Know Your Rights

URL: http://www.drcnh.org/brochures.htm

The Disabilities Rights Center has information to help the public understand the rights of people with disabilities in all manner of situations. Follow this link to learn more.

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